Payment Terms & Conditions

CORE Marketing Group, LLC

Last Updated: April 7, 2026

These Payment Terms and Conditions (“Terms”) govern all financial transactions between CORE Marketing Group, LLC (“Company,” “we,” “us”) and the Client (“you,” “your”) via our online payment portal or any other payment method. By submitting payment, you agree to be bound by these Terms.

1. Payment Authorization

By providing credit card information or ACH bank account details, you represent that you are an authorized user of the account. You authorize the Company to charge your specified payment method for the amount(s) indicated on your invoice(s). This includes one-time payments and, if applicable, recurring monthly management fees.

2. Non-Refundable Services & Ad Spend

  • Service Fees: All fees for creative services, strategy, SEO, and account management are non-refundable once work has commenced.

  • Third-Party Ad Spend: You acknowledge that funds designated for third-party platforms (e.g., Google Ads, Meta, LinkedIn) are disbursed directly to those platforms. These funds are strictly non-refundable and are subject to the terms of the respective platform.

3. Dispute Resolution & “No Chargeback” Policy

  • Mandatory Review Period: Any billing discrepancies or errors must be reported to the Company in writing within thirty (30) days of the invoice date. Failure to report a discrepancy within this window constitutes a waiver of your right to dispute the charge.

  • Chargeback Waiver: By using our portal, you agree that you will not initiate a “chargeback” or “reversal” with your bank or credit card provider for services already rendered. You agree that any disputes will be resolved through direct negotiation or mediation in [Your County], Georgia.

  • Penalty for Chargebacks: In the event of a bad-faith chargeback, Company reserves the right to report the dispute to credit bureaus and collections agencies, and to seek recovery of the original amount plus a $250.00 administrative fee and any associated legal costs.

4. Late Payments & Interest (O.C.G.A. § 7-4-2)

Invoices not paid by the due date shall be considered “Past Due.”

  • Interest: All past due balances shall accrue interest at the rate of 1.5% per month (18% per annum) or the maximum rate permitted by Georgia law.

  • Suspension of Service: Company reserves the right to pause all advertising campaigns and creative work if an account is more than five (5) days past due.

5. Collection Costs (O.C.G.A. § 13-1-11)

If the Company is required to employ an attorney or collection agency to recover any amount due, you agree to pay all costs of collection. Pursuant to O.C.G.A. § 13-1-11, this shall include reasonable attorney’s fees equal to 15% of the principal and interest then owing.

6. Convenience Fees

If a convenience fee or processing fee is applied to credit card transactions, it will be clearly disclosed at the time of checkout. You may avoid these fees by choosing an alternative payment method, such as ACH or physical check, where available.

7. Governing Law and Venue

These Terms are governed by the laws of the State of Georgia. Any legal action arising out of these Terms shall be filed exclusively in the courts of [Insert Your County, e.g., Fulton] County, Georgia.